B For example, if the helper turns on the outside mirror, he doesn't have to pay for it, explains Katrin Rüter de Escobar from the Association of the German Insurance Industry (GDV) in Berlin. The insurance of the motorist who asked for help will then pay for the damage.
Those who help are tacitly released from liability in the event of slight negligence. If a car owner does not want to use his insurance and makes claims for damages against the helper, a judge has to decide in case of doubt.
Snow plow damage is borne by the clearance company
If a snow plow causes damage a parked car, the clearance company is responsible for it. It is best for the driver to memorize the license plate or speak to the driver. If the injured party only suspects that the paint damage could have come from a clearing vehicle, he would have no chance of compensation without evidence. The damage could also come from other vehicles, says Rüter de Escobar.
Ice falling from bridges is only a matter for the city or municipality if people are injured in the process. Damage to the car that occurs in the process must be covered by the driver's insurance.